Some of the 48 winners in May's $107 million Pennslyvania Powerball. Their final amount was just $2.2 million each. Photo

There are some huge multi-million jackpots in lottery games these days. Just look near the top of the Lotto Life blog in the right hand column to see the enormous and increasing totals in the world's games.

But many people will think twice about playing if the jackpot is below a certain figure.

So if a week is less than their goal, they may decide not to play at all.

The good news is that most people think this way, which opens up the potential to Silver Lotto players. Here's why...