Even old and used scratcher lotto tickets can be collectible and a source of funds.

Need to buy more lottery tickets fast? Because the more tickets you play using the Silver Lotto System, the better your winning odds.

So I’ve rounded up 15 ways you can immediately start to save some money. Take a look:

#15: I've put the last first here - the best way to improve your winning rate is to buy more tickets and use our LottoPredict. But if you're financially stretched (as many people are sometimes), then you've got to get a little creative.

Need more money? Here's 15 ways to instantly add to your income this week:

#1 - Don't buy clothing you'll only wear once. Have to wear a suit this week for an occasion? Don't waste dollars on something you'll only wear once a year - borrow one from a friend. Or hire it.

#2 - Sell off your unused closet items. Got clothes you have rarely worn? There are second-hand stores that will take them off you and give you cash.

#3 - Stay in. If you regularly visit a restaurant or bar each week, try inviting your friends round and ask them to bring a glass/plate.

#4 - Freeze your gym membership. Don't cancel, you'll lose the benefits. Just freeze your membership for a few weeks or months if they allow that, and benefit from the fees you don't spend.

#5 - Don't spend on any unnecessary items for a week. It's easy to do... just ask yourself if you REALLY need to buy it. You'll find a lot of costs can be postponed, putting it directly into your own pocket again.

#6 - Go freelance. If you have a talent as a writer, designer, software guy, people will pay you for it. Try guru.com or freelancer.com. There are many more online agencies, just google for them.

#7 - Make a grocery list when you're shopping. Stick to it. Supermarkets are skilled at making you part with your cash on impulse, so get the last laugh on them.

#8 - Quit smoking. BIG savings in money and health.

#9 - Use a water filter. More expensive to buy initially, but now you don't have to buy bottled water ever again.

#10 - Have a yard or boot sale. Your junk is another person's treasure. And you get rid of clutter too.

#11 - Collect old debts. Friend owes you? Get tough and collect! (With a smile).

#12 - Barter instead of buying. It's amazing what people will trade if you only make the suggestion first. Haircuts and child care are a good start.

#13 - Sell your old DVDs or video games.

$14 - Buy generic brands. Food, eye glasses, drugstore items... all have cheap substitutes that will save you as much as half off.