Cameron Finney wrecked his Dodge Ram, so he said with his $20 million win he'll buy another. The motorcyclist in this story wasn't so lucky.

The motorcyclist tumbled towards us, end over end, sliding down the road.

His bike - in a separate slide on its side - arced towards our SUV in a shower of sparks and debris on the other side.

I jammed on the brakes and swung the wheel.

How I managed to miss them both was a miracle on our Sunday drive just a few hours ago.

Life's a lottery sometimes.

And as I sat down at my Mac to start my LottoPredict research for the week ahead, I reflected that while sometimes life has its own plan, there are ways to improve your position in it.

Today I would not be a motorcyclist.

I would be an SUV driver.

It's been many years since I've straddled a motorcycle, and it's unlikely I would go back to riding one. Because some things are just too risky.

Sure, the fun is there. But when things go wrong, it's a disaster.

It's like winging it with your own lottery numbers versus using a tried and true system.

The risk you take using your own calculations may be fun, but it's never practical. You need the security and safety of a formula.

The rider walked away with just a few bruises and about $500 damage to his bike. He was very lucky, this time.

Luck is a small part of any lottery game, but if you're serious about winning, you need to do things properly.

That's why I always recommend you use LottoPredict with your Silver Lotto System.

And get a PRO Custom Profile to make winning even more possible. When you reduce risk you'll win more!